Property Services

GES SACCO Products and Services

Property

PROPERTIES SAVINGS ACCOUNTS

Dedicated Property Improvement Savings Accounts

GES SACCO offer specific savings accounts where members earmark funds for property renovations, potentially with slightly better interest rates.

Fixed-Term Deposits for Property Dev. Projects

Members can lock funds for a set period, earning higher interest, with the understanding that the funds will be used for property improvements.

Tiered Interest Savings for Property Renovation

Offering increasing interest rates as the member's savings balance for property improvements.

Emergency Property Repair Savings Funds

Encouraging members to save for unexpected repairs.

"Build-Up" Savings Accounts for Property Dev Projects

Structured plans where funds are specifically released upon maturity for property improvements and development.

Group Savings Schemes for Property Dev. Projects

Enabling groups to pool savings for collective property development and improvement goals.

Property Purchase Savings Accounts

Savings towards purchase of a property

Zero-Interest Loans for Property Improvements

This is for properties pledged to GES SACCO as security so that they are kept in top quality conditions

Savings Linked to Home Improvement Loans

Consistent savers might receive preferential loan terms for home renovations.

PROPERTIES LOANS PRODUCTS

Residential Property Purchase Loans

Loans for members to purchase residential properties, such as houses, apartments, or plots of land for building homes.

Home Improvement Loans

Loans for renovating, repairing, or expanding existing residential properties.

Land Purchase Loans

Loans for acquiring land for residential, agricultural, or commercial development

Construction Loans

Loans to finance the construction of new residential or commercial properties.

Commercial Property Purchase Loans

Loans for purchasing commercial properties, such as shops, offices, or warehouses.

Property Development Loans

Loans for larger-scale property development projects, such as building apartment complexes or shopping centers.

Mortgage Refinancing Loans

Loans to refinance existing mortgages, potentially securing better interest rates or repayment terms.

Bridging Loans for Property Transactions

Short-term loans to bridge the gap between buying a new property and selling an existing one.

Title Deed Loans

Loans offered to secured title deeds of the property.

Incremental Development Loans

Loans designed to support the gradual development of a property, allowing members to build in stages as funds become available.